{"id":16239,"date":"2023-11-03T13:47:00","date_gmt":"2023-11-03T13:47:00","guid":{"rendered":"https:\/\/stebby.eu\/?p=16239"},"modified":"2024-01-10T13:48:25","modified_gmt":"2024-01-10T13:48:25","slug":"haige-tootaja-on-ettevottele-kulu-ennetav-tervise-toetamine-aga-tulu","status":"publish","type":"post","link":"https:\/\/stebby.eu\/et\/haige-tootaja-on-ettevottele-kulu-ennetav-tervise-toetamine-aga-tulu\/","title":{"rendered":"Haige t\u00f6\u00f6taja on ettev\u00f5ttele kulu, ennetav tervise toetamine aga tulu"},"content":{"rendered":"\n

Tempokas t\u00f6\u00f6rutiinis on raske oma heaolu prioritiseerida, mist\u00f5ttu j\u00e4\u00e4b tihti enda eest hoolitsemine t\u00f6\u00f6kohustuste j\u00e4rel unarusse. Ilma tervisele t\u00e4helepanu p\u00f6\u00f6ramata on aga keeruline p\u00fcsida pikaajaliselt efektiivne ja r\u00f5\u00f5msameelne. Ehk seet\u00f5ttu ongi eestlane tervena elatud aastate puhul P\u00f5hjamaadest keskmiselt umbes k\u00fcmme aastat maas? <\/p>\n\n\n\n

Konkurentsitihedal t\u00f6\u00f6turul otsivad t\u00f6\u00f6andjad pidevalt v\u00f5imalusi tipptalentide meelitamiseks ja hoidmiseks. Kuigi palk ja erinevad soodustused on olnud tavap\u00e4rast motivaatorid, v\u00f5ib t\u00e4iendava tervisekindlustuse pakkumine lisah\u00fcvena muuta olukorda.<\/p>\n\n\n\n

T\u00f6\u00f6tajate heaolu ja efektiivsuse kasv<\/strong><\/h4>\n\n\n\n

Uuringud on t\u00f5estanud otsest seost kvaliteetse tervishoiu ligip\u00e4\u00e4su ning t\u00f6\u00f6tajate heaolu ja tootlikkuse vahel. Journal of Occupational Health Psychology<\/em> avaldatud uuringu kohaselt on tervemad t\u00f6\u00f6tajad rohkem kaasatud, puuduvad v\u00e4hem t\u00f6\u00f6lt ja on rohkem keskendunud oma \u00fclesannetele.<\/p>\n\n\n\n

T\u00e4iendava ravikindlustuse pakkumisega annavad t\u00f6\u00f6andjad v\u00f5imaluse kiirele meditsiiniabile, mis v\u00f5ivad v\u00e4hendada t\u00f6\u00f6lt puudumise aega ja t\u00f5sta \u00fcldist motivatsiooni. <\/p>\n\n\n\n

Ahvatlev t\u00f6\u00f6andja, kellest peetakse lugu<\/strong><\/h4>\n\n\n\n

Palk ei ole enam ainus m\u00e4\u00e4rav faktor t\u00f6\u00f6koha valikul. T\u00e4iendav ravikindlustus v\u00f5ib olla uue koha otsimise jaoks tugev eristav tegur.<\/p>\n\n\n\n

\u00dclemaailmse konsultatsioonifirma Merceri k\u00fcsitluse kohaselt peab 79% t\u00f6\u00f6tajatest tervishoiuh\u00fcvitisi oluliseks h\u00fcveks ettev\u00f5ttega liitumisel v\u00f5i sinna j\u00e4\u00e4misel. Selle boonuse pakkumine v\u00f5ib aidata tekitada huvi tipptalentide v\u00e4rbamisel ja hoida juba olemasolevaid v\u00e4\u00e4rtuslikke t\u00f6\u00f6tajaid, v\u00e4hendades v\u00e4rbamis- ja koolituskulusid.<\/p>\n\n\n\n

Hingerahu t\u00f6\u00f6tajale<\/strong><\/h4>\n\n\n\n

Tervisekindlustuse pakkumisega v\u00f5idavad m\u00f5elmad osapooled. Kui t\u00f6\u00f6andja saab vastu tervema ja hoitud t\u00f6\u00f6taja, siis t\u00f6\u00f6taja ise saavutab hingerahu, kuna ootamatu mure korral on kaitse olemas. See v\u00e4hendab igap\u00e4evast stressi ja \u00fclem\u00f5tlemise ohtu, annab finantsilise kindluse \u00f5nnetuse korral ning pakub tihti varajast ennetust. <\/p>\n\n\n\n

N\u00e4iline keerukas haldamine peletab eemale<\/strong><\/h4>\n\n\n\n

Palju n\u00e4hakse lisah\u00fcvede pakkumises (tervisetoetus ja -kindlustus) ainult t\u00e4iendavaid kulutusi, mis tagasi ei too ja on n-\u00f6 luksus t\u00f6\u00f6tajatele. T\u00f5en\u00e4oliselt on kulud ja kogu protsess \u2013 pakkujate leidmine, koost\u00f6\u00f6lepingute s\u00f5lmimine, t\u00f6\u00f6tajate haldus \u2013 k\u00f5ige hirmutavam osa ning seet\u00f5ttu l\u00fckatakse seda tihti edasi.<\/p>\n\n\n\n

Tegelikkuses on pilt vastupidine, vastavalt Maailma Majandusfoorumi uuringule v\u00f5ib iga t\u00f6\u00f6tajate heaolu edendamiseks investeeritud euro tagasi tuua 2,30 eurot investeeringutasuvust (ROI). Kui see investeering aga j\u00e4etakse tegemata, v\u00f5ib see kulmineeruda t\u00f6\u00f6tajate l\u00e4bip\u00f5lemise ning pikaajaliste haiguspuhkustega. <\/p>\n\n\n\n

Siiski tundub kindlustuse pakkumisega alustamine pikk protsess, kuna esmalt tuleb selgeks teha t\u00f6\u00f6tajate soovid ning seej\u00e4rel otsida sobiv kindlustuspakkuja, kes k\u00f5ikide nende soovidega arvestaks, koostaks unikaalse pakkumise ja j\u00e4tkaks suhtlust ka p\u00e4rast poliiside s\u00f5lmimist, sest nii palju kui on t\u00f6\u00f6tajaid, nii palju on ka erinevaid vajadusi ja k\u00fcsimusi.<\/p>\n\n\n\n

Stebby v\u00f5imaldab uudse tervisekindlustuse mooduliga tervisekompensatsiooni ning -kindlustust mugavalt kombineerida ja pakkuda k\u00f5ike seda \u00fches keskkonnas. Seega toimub haldus, otsustamine ja arveldamine k\u00f5ik \u00fches kohas, mis n\u00f5uab t\u00f6\u00f6andjalt v\u00e4hem ressursse ja loob t\u00f6\u00f6tajale kindla keskkonna oma tervise kaitsmiseks. <\/p>\n\n\n\n

Unikaalne tervisekindlustuse moodul lihtsustab t\u00f6\u00f6d<\/strong><\/h4>\n\n\n\n

Stebby uus ravikindlustuse moodul \u00fcheskoos 360\u00b0 Tervisekaitsega<\/a> pakub kolme erinevat tervisekindlustuse paketti kogu ettev\u00f5tte t\u00f6\u00f6tajatele \u2013 Ela Tervelt, Ravi Kiirelt ning Ole Hoitud, mis arvestavad t\u00f6\u00f6tajate soovidega ning sealhulgas kohalduvad ka maksuvaba tervise edendamise kuludega (400 eurot aastas). Sealhulgas j\u00e4tavad paketid ka piisavalt valikuvabadust ning paindlikkust ka t\u00f6\u00f6tajatele. Kes soovivad lisaks kindlustusele kasutada Stebbys tervisekompensatsiooni, saavad n\u00e4iteks valida Ela Tervelt paketi, mis j\u00e4tab alles ka 200 eurot maksuvaba terviseraha heaoluteenuste soetamiseks.<\/p>\n\n\n\n

Seet\u00f5ttu on kindlustus t\u00f6\u00f6taja jaoks teenus, millega saab valida, kas ja palju ennetust\u00f6\u00f6d tervise kasuks teha. Oluline on ka see, et t\u00f6\u00f6andjale ei tekita see lisaks uusi maksukohustusi, vaid paketid on maksuvabaks terviseedenduseks m\u00f5eldud. <\/p>\n\n\n\n

Pakettide aktiveerimise ja valiku andmise kogu ettev\u00f5ttele saab teha t\u00f6\u00f6andja. \u00dcksikisik pakette eraldi soetada ei saa. <\/p>\n\n\n\n

Nii tervisekindlustus kui ka heaolukompensatsioon on m\u00f5lemad hallatavad Stebbys. Uuri lisa 360\u00b0 Tervisekaitse kohta https:\/\/business.stebby.eu\/tervisekaitse\/<\/a> ning \u00fcle 9000 heaoluteenuse leiad stebby.eu<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"Tempokas t\u00f6\u00f6rutiinis on raske oma heaolu prioritiseerida, mist\u00f5ttu j\u00e4\u00e4b tihti enda eest hoolitsemine t\u00f6\u00f6kohustuste j\u00e4rel unarusse. Ilma tervisele t\u00e4helepanu p\u00f6\u00f6ramata on aga keeruline p\u00fcsida pikaajaliselt efektiivne ja r\u00f5\u00f5msameelne. Ehk seet\u00f5ttu ongi eestlane tervena elatud aastate puhul P\u00f5hjamaadest keskmiselt umbes k\u00fcmme aastat maas?  Konkurentsitihedal t\u00f6\u00f6turul otsivad t\u00f6\u00f6andjad pidevalt v\u00f5imalusi tipptalentide meelitamiseks ja hoidmiseks. Kuigi palk ja…","protected":false},"author":8,"featured_media":16240,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29],"tags":[],"class_list":["post-16239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-elustiil"],"yoast_head":"\nHaige t\u00f6\u00f6taja on ettev\u00f5ttele kulu, ennetav tervise toetamine aga tulu - Stebby<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stebby.eu\/a-sick-worker-is-a-cost-to-the-company-but-preventive-health-protection-is-a-revenue-stream\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Haige t\u00f6\u00f6taja on ettev\u00f5ttele kulu, ennetav tervise toetamine aga tulu - Stebby\" \/>\n<meta property=\"og:description\" content=\"Tempokas t\u00f6\u00f6rutiinis on raske oma heaolu prioritiseerida, mist\u00f5ttu j\u00e4\u00e4b tihti enda eest hoolitsemine t\u00f6\u00f6kohustuste j\u00e4rel unarusse. 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Ilma tervisele t\u00e4helepanu p\u00f6\u00f6ramata on aga keeruline p\u00fcsida pikaajaliselt efektiivne ja r\u00f5\u00f5msameelne. Ehk seet\u00f5ttu ongi eestlane tervena elatud aastate puhul P\u00f5hjamaadest keskmiselt umbes k\u00fcmme aastat maas?  Konkurentsitihedal t\u00f6\u00f6turul otsivad t\u00f6\u00f6andjad pidevalt v\u00f5imalusi tipptalentide meelitamiseks ja hoidmiseks. 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