The use of employer health benefits is on a steady upward trend – workplace wellness benefits are becoming increasingly important, as employees demand additional benefits on top of their salaries. Health and sports compensation is used by several thousand companies in Estonia, which use the Stebby environment to manage it. But how can employees get the most out of it?
We would like to remind you that, in accordance with current legislation, employers can offer each employee up to €400 per year in tax-free health and sports promotion compensation. This is an opportunity aimed at preventing health problems, not just dealing with the consequences. It can be used for public events, training, physical therapy, and even to purchase separate health insurance.
1. Review the tax exemption settings in the compensation plan.
The wellness services sector is developing rapidly. Following legislative changes in 2025, Stebby’s range of categories is broader than ever before. In addition to sports, tax-free services now include dental care, massage, nutritional counseling, and mental health services.
Why is this important? The company account administrator should check the settings in the compensation plan just in case, so that you are fully eligible for tax-free services. The easiest way to activate new categories is to uncheck and recheck the “Allow tax-exempt services” option. This ensures that your team has access to all modern health benefits.
Take a closer look at what changed in 2025 HERE >>>
2. Don’t leave your compensation to the last minute – act early
The data shows that user activity peaks in the last week of the month and quarter. While it is positive to see such a high level of interest in health, there are risks associated with last-minute rushes. If many employees make purchases at the same time, the company’s account balance may unexpectedly run out just when you want to complete your purchase in the last hours of the month.
We recommend planning ahead for your well-being. Purchase your favourite services at the beginning of the month and, if necessary, confirm your booking with the service provider immediately after purchasing the ticket. This will help you avoid situations where compensation expires due to technical difficulties or an empty company account. Consistency is more important for health than campaign-driven activity – so be active throughout the month, not just at the end of the month.
3. Activate notifications: then you won’t miss out on important information
To ensure that you don’t miss any important notifications or compensation expiration alerts, activate notifications (web, mobile, email) in your profile settings. These will notify you of upcoming events, ticket purchases, receipt confirmations, and much more. You can set up your notifications in the Stebby app or in your account settings on the website.
Additionally: We definitely recommend turning on marketing notifications. Be the first to hear about the best offers and good news. We promise we won’t bother you for no reason.
4. You don’t need your compensation to purchase wellness services.
Stebby is not just for using the compensation offered by your employer. It is your personal wellness wallet. If the compensation is insufficient or you find a particularly good offer, you can also pay part or all of the amount directly via bank link, add a bank card, or redeem a gift card.
Unlike employer compensation, your own funds added to your Stebby account do not expire. This gives you the freedom to invest in your health even after your wellness compensation has been used up. Thanks to this, you can also recommend Stebby to a friend who, instead of receiving compensation, can take advantage of a good offer even without it. Stebby is open to everyone in the same way.
5. Stebby app – wellness in your pocket
The statistics speak for themselves: half of all Stebby purchases are made via the app. It’s not just convenient, it also saves time and simplifies your Stebby experience.
- Location-based: Find the nearest massage or gym using the Stebby Service Providers map.
- Receipt management: Upload receipts in seconds.
- Tickets in one place: Forget combing through your emails. Your ticket code and transactions are immediately available in the app.
- Wellness news: The Stebby app has a wellness corner “Insights” where we share the latest news from the world of health.
The biggest advantage of the app is instant notifications that remind you when your compensation is about to expire and bring you the latest Stebby campaigns first.
You’ll find the Stebby app in App Store and Google Play.
Bonus tip: Keep an eye on active promotions and major campaigns
The Stebby platform always has exclusive offers available that you may not even find on the service provider’s own website.
How to save wisely?
- “Discounted” filter: Keep an eye on this one – the best deals are available even outside of our usual campaign periods.
- Favourites: Add your preferred services to your favourites in the app to immediately see when a discount applies to them.
- End-of-quarter campaigns: At the end of each quarter, Stebbys runs a campaign offering discounts on over 600 services. Here, too, the rule applies: make your campaign purchase as early as possible to avoid last-minute rushes.
If you have any questions or suggestions about Stebby, please feel free to contact us at info@stebby.eu. If you want to read about how Stebby works and how to join, then business.stebby.eu is the place to be.
Wellness awaits!
